Terms and Conditions
Website: www.CenterForAssetRecovery.com | Effective Date: October 1, 2024 | Last Updated: October 19, 2026
Welcome to the website of Center for Asset Recovery (“Center for Asset Recovery,” “we,” “us,” or “our”).These Terms and Conditions (“Terms”) govern your access to and use of www.CenterForAssetRecovery.com(the “Site”) and, except where a signed written agreement provides otherwise, your use of the information andservices described on the Site.
Please read these Terms carefully. By accessing, browsing, or using the Site, submitting an inquiry, orengaging us to assist with a claim, you agree to be bound by these Terms. If you do not agree, do not use theSite or our services.
Important:
These website Terms are not your recovery agreement. If you engage us to work a claim,you will be asked to sign a separate written agreement. That signed agreement sets your specific fee,scope of work, and obligations for that claim, and it controls if it conflicts with these Terms.
1. Acceptance of Terms
These Terms form a binding agreement between you and Center for Asset Recovery. We may update theseTerms at any time as described in Section 15. Your continued use of the Site after an update is posted meansyou accept the updated Terms.
You represent that you are at least 18 years old, or the age of majority in your state, and that you have thelegal capacity to agree to these Terms. If you are acting for another person, an estate, a business, or anotherentity, you represent that you have authority to act for them and to agree to these Terms on their behalf.
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2. What We Do
Center for Asset Recovery is an asset recovery specialist. We audit and research records of governmentagencies across the United States to locate funds that may be owed to rightful owners, and we help thoseowners, their heirs, or other persons legally entitled to the funds through the claims process. Our workincludes, as described on the Site:
State unclaimed funds
— funds arising from dormant accounts, forgotten inheritances, uncashedchecks, and other overlooked assets that have been turned over to the state;
Tax foreclosure overages (excess funds / surplus)
— the amount, if any, by which a tax sale priceexceeded the taxes, penalties, interest, and costs owed;
Mortgage foreclosure overages
— the amount, if any, by which a foreclosure sale price exceeded theamount owed on the mortgage plus foreclosure fees and costs; and
Bankruptcy and other government-held overages
within the services described on the Site.
We identify potential claimants, help verify entitlement, prepare and submit the paperwork required by theholding agency, and follow the claim through the agency process. We work with experienced attorneys whereneeded to help ensure paperwork is completed correctly.
3. We Are Not a Government Agency
Center for Asset Recovery is a private business. We are not a government agency, and we are not affiliatedwith, endorsed by, or acting on behalf of any federal, state, county, or local government, court, tax office, orunclaimed property office.
The funds described on the Site are held and paid by government agencies and courts under their own laws,rules, and deadlines. The holding agency — not Center for Asset Recovery — decides whether a claim isapproved, the amount to be paid, to whom it will be paid, and when payment will be made.
You may always file a claim directly with the holding agency yourself. Our service is offered for people whoprefer to have a specialist locate the funds, verify the requirements, and handle the paperwork for them.
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4. No Guarantee of Recovery, Amount, or Timing
No statement on the Site, in our marketing, or in a conversation with us is a guarantee that funds exist for you,that you are entitled to them, that a claim will be approved, or that any particular amount will be recovered.
Funds may have already been claimed, may belong to another person with the same or a similar name,may be subject to liens, offsets, competing claims, or agency deductions, or may no longer be available.
Eligibility, priority among claimants, required proof, and deadlines are set by the law of the state and therules of the agency holding the funds, and they vary by state and by type of claim.
Deadlines can be short and, once passed, funds may be forfeited or become unrecoverable. Contactingus does not stop or extend any deadline unless and until a proper claim is filed with the holding agency.
Past recoveries for other clients do not predict or guarantee a result in your case.
5. Eligibility and Proof of Entitlement
To recover funds, a claimant must show that they are the rightful owner of the funds or are otherwise legallyentitled to claim them — for example, as an heir, personal representative of an estate, assignee, lienholder, orauthorized representative, where the applicable law allows such a claim.
Depending on the claim, the holding agency may require government-issued identification, proof of address,proof of ownership, a death certificate, probate or heirship documents, a deed or sale record, businessrecords, or other documentation. We will tell you what the agency requires for your claim based on theinformation available to us, but the agency may request additional documents at any time and may deny aclaim that does not meet its requirements.
6. Fees, Costs, and Payment
Our fees for recovery services are contingency-based and vary by client state and by service. Your fee will bestated in the separate written agreement you sign before we submit your claim. Please read that agreementcarefully before signing.
As stated on the Site, there are no upfront costs to you for claims over $10,000. Claims under $10,000 have asmall administrative fee to cover costs. Any exception, additional cost, or different arrangement will bedisclosed in your signed agreement.
Where a contingency fee applies, our fee is earned only as provided in your signed agreement — generally,when funds are recovered for you — and is calculated on the amount actually recovered, not on an estimatedor advertised amount. If no funds are recovered, no contingency fee is owed, except for any administrative feeor cost expressly stated in your signed agreement.
You are responsible for any tax consequences of funds recovered for you. See Section 10.
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7. Your Responsibilities
To allow us to work your claim, you agree to:
Provide true, complete, and current information, and correct any information you learn is inaccurate;
Sign, and where required notarize, the paperwork we prepare for your claim, and return it promptly by mailor email as instructed;
Provide the identification and supporting documents the holding agency requires;
Tell us promptly if your address, phone number, or email changes, if you receive any notice from a holdingagency or court about the funds, or if you learn of a competing claim;
Not file a duplicate claim, assign the same funds to another person or company, or take any action thatwould conflict with the claim we are submitting for you, while your signed agreement with us is in effect;and
Cooperate in good faith throughout the process, including responding to reasonable requests foradditional information.
If you do not provide the required paperwork or information, the holding agency may delay or deny your claim,and we may close your file as described in your signed agreement.
8. Processing Times
Once paperwork is complete, we submit the claim to the holding agency and cover the upfront submissioncosts on your behalf where provided in your signed agreement. After submission, the timing is in the hands ofthe government agency.
As noted on the Site, claims are usually paid out within 3 to 4 months, but government processing can takelonger. We will contact you when we learn that a check is ready or on its way, and we will respond toreasonable requests for a status update. A delay by a holding agency is not a breach of these Terms or ofyour signed agreement by Center for Asset Recovery.
9. Communications
By contacting us or engaging our services, you agree that we may contact you by phone, mail, email, or textmessage about your inquiry or claim, using the contact information you provide. Our current business phonenumber is (479) 412-9810.
If you provide a mobile number, message and data rates from your carrier may apply to text messages. Youmay ask us to stop a particular form of contact at any time, but we may still need to contact you about anactive claim, a legal notice, or payment.
Email and text messaging are not secure methods for sending sensitive personal documents. Where we askyou to send identification or other sensitive documents, please use the method we specify for that document.
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10. Not Legal, Tax, or Financial Advice
The information on the Site is general information about asset recovery and the claims process. It is not legal,tax, accounting, or financial advice, and it is not a substitute for advice from your own attorney, taxprofessional, or financial advisor about your situation.
Recovered funds may be taxable, may affect benefits or an estate, and may be subject to claims by creditorsor other parties. You should consult your own qualified advisors about those questions. Although we work withexperienced attorneys where needed for claim paperwork, use of the Site alone does not create an attorney-client relationship with us or with any attorney.
11. Use of the Website
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of, restrict, orinhibit anyone else’s use of the Site. You agree not to:
Use the Site to submit false, misleading, or fraudulent information or claims;
Impersonate another person or claim funds you know are not yours;
Attempt to gain unauthorized access to the Site, our systems, or another person’s information;
Copy, scrape, harvest, or reproduce Site content in bulk, or use automated tools to access the Site in away that burdens it; or
Upload or transmit viruses or other harmful code.
We may suspend or block access to the Site for anyone who violates these Terms.
12. Intellectual Property
The Site, including its text, design, logos, graphics, and layout, is owned by or licensed to Center for AssetRecovery and is protected by applicable intellectual property laws. You may view and print pages from theSite for your own personal use in evaluating or using our services. You may not copy, reproduce, distribute,modify, or create derivative works from Site content for commercial purposes without our prior writtenpermission, except as allowed by law.
Names, logos, and marks of government agencies, courts, and other third parties that may appear on the Sitebelong to their respective owners. Their appearance does not imply endorsement.
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13. Privacy and Information You Provide
When you contact us or engage our services, you may provide personal information such as your name,contact details, identification, and documents relating to ownership, heirship, or a property sale. We use thatinformation to evaluate your inquiry, verify entitlement, prepare and submit your claim, communicate with you,and comply with legal obligations.
Please review our Privacy Policy on the Site for how we collect, use, and share information. By providinginformation to us, you agree to that use. Do not submit another person’s personal information unless you haveauthority to do so.
We may be required to share claim documents with the holding government agency or court, and withattorneys, notaries, or other service providers working on your claim. We do not control how a governmentagency handles documents submitted to it as part of a public claim.
14. Third-Party Links and Services
The Site may link to third-party websites, including government and court websites, for convenience andreference. We do not control those sites, are not responsible for their content, accuracy, availability, or privacypractices, and do not endorse them unless expressly stated. If you use a third-party site or service, its ownterms and privacy policy apply.
15. Changes to These Terms and to the Site
We may change these Terms, the Site, and the services described on the Site at any time. The version postedon the Site at the time you use it is the version that applies to that use. The “Last Updated” date at the top ofthis page shows when these Terms were last revised. Changes to these Terms do not change a signedrecovery agreement you already have with us, unless that agreement says otherwise or you agree to thechange in writing.
16. Disclaimer of Warranties
The Site and its content are provided “as is” and “as available,” without warranties of any kind, express orimplied, to the fullest extent permitted by law. We do not warrant that the Site will be uninterrupted, error-free,or secure, that information on the Site is complete or current for your particular claim, or that any defect will becorrected.
Information about funds, deadlines, and procedures can change as agencies update their records and rules.You should not rely solely on general Site information for a deadline or eligibility decision affecting your rights.
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17. Limitation of Liability
To the fullest extent permitted by law, Center for Asset Recovery and its owners, employees, and agents willnot be liable for any indirect, incidental, consequential, special, or punitive damages arising from your use ofthe Site, or from a holding agency’s decision, delay, or denial of a claim.
Nothing in these Terms limits liability that cannot be limited under applicable law, or liability arising from ourperformance under a signed written agreement with you, which is governed by that agreement.
18. Indemnification
You agree to indemnify and hold harmless Center for Asset Recovery and its owners, employees, and agentsfrom claims, losses, and reasonable expenses (including attorneys’ fees) arising from your breach of theseTerms, your submission of false or incomplete information, your claim to funds you are not entitled to, or yourviolation of any law or the rights of another person.
19. Termination
We may terminate or suspend your access to the Site at any time, with or without notice, for conduct thatviolates these Terms or is harmful to us, other users, or third parties. Termination of Site access does not byitself terminate a signed recovery agreement; termination of that agreement is governed by its own terms.
20. Governing Law; Entire Understanding; Severability
These Terms are governed by the laws of the State of Arkansas, without regard to its conflict-of-law rules,except where the law of another state mandatorily applies to a particular claim or consumer right. If anyprovision of these Terms is found unenforceable, the remaining provisions will continue in full effect.
These Terms, together with our Privacy Policy and, for claim work, your signed recovery agreement, are theentire understanding between you and us about the Site and the services they cover, and they replace anyprior oral or written statements about the same subject.
Questions About These Terms
Center for Asset Recovery
Website: www.CenterForAssetRecovery.com
Phone: (479) 412-9810
Please contact us through the Site or by phone with any question about these Terms before using theSite or signing a recovery agreement.